Bukan satu dua tetapi penyakit tetapi sejumlah 45 penyakit kritikal tersenarai dalam bantuan skim takaful perlindungan kesihatan ini. Skim perlindungan Nasional ini adalah satu perlindungan insurans dan insuran takaful PERCUMA dan FREE meliputi kalangan yang berumur antara 18 hingga 65 tahun termasuk individu bujang yang ditawar kerajaan malaysia.
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